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SUV VS EB-5

Canada Start-up Visa (SUV) vs the US EB-5

If the sums required for US investment immigration are a burden, consider the Canadian Start-up Visa: a smaller investment and a more secure route to permanent residence.

SUV VS EB-5

Start-up Visa or US investment immigration — what is the difference?

Criterion Canada Start-up Visa US EB-5
Minimum investment / fees From USD $100,000 From USD $800,000 to $1,050,000
Job creation No job creation requirement At least 10 jobs required
If the business fails No effect on permanent residence Permanent residence can be lost
Time to permanent residence 1-3 years 5-7 years
Family Yes (spouse and children under 22) Yes (spouse and children under 21)

CONCERNS

Worried about the size of the investment and whether you will actually get status?

If these are the concerns that came up while you were looking at the US EB-5, the Canadian Start-up Visa may suit you better.

  • The $800,000-plus investment is a lot to carry

    US investment immigration means putting in more than $800,000. Pulling that kind of money together is a heavy financial burden.

  • If the business fails, I could lose my status

    It makes me uneasy that I only keep permanent residence if the business succeeds. If it goes wrong, I could lose my status along with it.

  • Pick the wrong fund and the money may not come back

    It matters a great deal whether the investment firm is trustworthy. Choose badly and the capital may never be returned, or may be lost outright.

  • US immigration law keeps changing

    Policy shifts could raise the investment threshold or alter the program, so I worry about where the EB-5 will be in a few years.

WHY SUV

Canadian start-up immigration: a smaller investment, and permanent residence approved first

  • A smaller investment

    Compared with the US EB-5, permanent residence costs far less. It is a strong alternative if a large investment is out of reach.

  • Secure permanent residence

    You keep your permanent residence even if the business fails, so the risk is low. Your right to live in Canada does not depend on how the business performs.

  • Open work permit

    You can apply for an open work permit before permanent residence is approved, so you can move to Canada early to start the business or work in another field.

  • Benefits for your spouse and children

    Your spouse can work freely on an open work permit, and your children are educated free of charge in the public system through to the end of high school.

  • Citizenship, then access to the US

    You can apply for citizenship three years after obtaining permanent residence. As a citizen, a job offer alone can open the door to working in the US without a work visa.

  • Free health coverage, a stable base

    Canada is a safe place to educate children and health coverage is free, which makes for a stable long-term settlement.

WHO CAN APPLY

Who can apply for the Start-up Visa

The program is open not only to entrepreneurs with their own business idea, but also to experienced professionals who would rather join an existing venture and obtain permanent residence through an investment in it.

  • You have a business idea

    You have a business idea

    You have a genuinely innovative business idea to build out in Canada and you want to establish yourself here.

  • You want to join a team

    You want to join a team

    You do not have an idea of your own, but you have experience in marketing, finance, sales, design, IT, education or a similar field and want to join a team as a member and investor.

REQUIREMENTS

Minimum requirements for the Start-up Visa

A Designated Organization must review your business plan and either commit an investment or accept you onto its start-up program, and you must incorporate a company in Canada.

  • A real, commercially viable company
  • A Letter of Support from a Designated Organization
  • Language ability of CLB 5 (English or French)
  • At least 50% ownership in total (at least 10% per applicant)
  • Proof of minimum settlement funds

FAQ

Frequently asked questions

When can I move to Canada?
You can enter once your Letter of Support (LOS) has been approved, at which point your children can attend school free of charge and your spouse can obtain an open work permit.
How long does the Letter of Support (LOS) take?
Approval of a Letter of Support can take roughly one to six months, and it varies by organization. Organizations on the priority processing list can be quicker than the rest.
Can I work freely before permanent residence is approved?
Since October 2024 a three-year open work permit has been available, so you can work freely while your permanent residence application is being processed, supporting yourself while you build the business.
When is permanent residence approved?
According to IRCC's published processing times, final approval takes approximately three years.

A happier move to Canada, made together with SP Consulting.

Ask us anything about immigrating to Canada. We treat every client’s move as if it were our own.